breaking

Progressive Insurance Mandating Telematics Switch for Some Trucking Applicants

Progressive Commercial is requiring certain motor carriers to switch electronic logging device providers as a condition of obtaining insurance coverage, marking a shift in how the industry approaches telematics data collection.

The insurer's Smart Haul program historically offered premium discounts for voluntary telematics participation. Now it mandates enrollment for a small subset of trucking risks during underwriting. Applicants using competing platforms like Samsara face a 30-day deadline to install Motive devices and authorize data sharing to receive quotes.

Participants in the Smart Haul program average $1,261 in annual savings. However, the new requirement effectively removes choice for some carriers, particularly those with existing investments in alternative fleet management systems. Progressive confirmed that for a small subset of trucking risks, participation in Smart Haul has become part of the underwriting process itself.